1
Feature-rich crypto casino with deep VIP rakeback and a daily BTC faucet, but a 10,000 USDT monthly withdrawal cap.
Welcome bonus
375% Welcome Package up to €700 across 5 deposits + daily rewards
Independent & reader-funded Top casinos
Money Train 2
Money Train 2 is Relax Gaming's Wild West steampunk slot and the sequel that turned a strong original into a widely recognised extreme-variance title. It runs a 96.40% RTP across a 5x4 grid with 40 paylines, very high volatility, and a 50,000x max win. The game's core is a respin bonus round called the Money Cart, where special symbols carrying multiplier values land, lock in place, and collect, with the total at the end of three respins paid as a single win. An optional bonus buy at around 100x your stake enters the feature directly.
Key takeaways
- RTP: 96.40% is the standard version. Always check the info panel at your casino, since some operators licence lower-RTP builds.
- Volatility: very high. The base game is a vehicle for reaching the respin bonus, and most of the expected return is concentrated in that feature.
- Max win: 50,000x your stake, reached through a Money Cart respin where high-value money symbols fill the reels and accumulate.
- Money Cart respin: three or more money symbols trigger the bonus; they lock in place, respins reset to three on each new money symbol landing, and the round ends when respins run out or all 20 positions fill.
- Bonus buy: available at approximately 100x your stake where the casino permits it; it does not change the long-run return, only the route to the feature.
Best casinos to play Money Train 2
Our top-rated, vetted casinos that carry Money Train 2 and pay out reliably.
2
High-volume crypto casino with instant uncapped payouts and provably fair Originals, but mandatory KYC and blocked in 40-plus countries.
Welcome bonus
200% first deposit match up to $2,000 (via code) + daily $100,000 race + weekly $75,000 raffle
3
One of crypto gambling's longest-running casinos with fast payouts, but 40x wagering and a 60-country block list.
Welcome bonus
100% up to 1 BTC + 180 free spins across four deposits (up to 5 BTC total)
How Money Train 2 works
Money Train 2 runs on a 5x4 grid with 40 paylines for the base game, but the paylines are largely incidental. The design is built around the Money Cart respin bonus, and the base game functions as the delivery mechanism for reaching it. Regular symbol wins in the base game tick over the balance slowly; the respin is where the game’s expected return concentrates.
The Wild West steampunk visual design carries through the mechanics: the money symbols are styled as strongbox tokens and outlaw cards, and the train-heist theme extends to the bonus structure. The aesthetic is consistent and well-executed, but the game’s reputation comes entirely from its respin mechanic.
The Money Cart respin in detail
Three or more money symbols landing anywhere on the grid during a base-game spin trigger the Money Cart. All triggering symbols lock in their positions. Three respins start, and each time a new money symbol lands, it locks in place and the counter resets to three. The round ends when respins exhaust or all 20 positions fill.
The strategic interest of the bonus is in the symbol interactions. A plain multiplier symbol adds its face value to the total. A persistent symbol multiplies everything else on the board. A collector sums the current board values and adds the result to itself. A sniper removes other symbols to reposition value. When multiple special symbol types land in the same session, the interactions compound quickly, which is the mechanical explanation for a 50,000x ceiling.
What very high volatility looks like across sessions
Very high volatility means the average outcome of a session is a moderate loss, with rare large wins making up the mathematical return. On Money Train 2 specifically, many Money Cart rounds produce a modest result when few money symbols land before respins exhaust. The large wins happen when the counter keeps resetting, the board fills, and valuable symbol interactions layer up.
A player adjusting their stake to recover losses concentrates the same variance into a shorter timeframe. The correct approach is a fixed stake sized so the session budget can absorb multiple base-game stretches without the feature triggering, since that is the realistic frequent outcome.
Buying the Money Cart bonus
Where the casino permits it, the bonus buy triggers the Money Cart respin for approximately 100x your stake. The cost is calibrated to match the expected value of the natural trigger route, so the long-run return is the same. The practical difference is that the buy removes the base-game waiting period, and the session becomes a sequence of individual bonus attempts.
On a 50,000x ceiling, a long sequence of bonus buys without a large respin round will drain a balance quickly. Size each buy against your total session budget rather than your stake alone.
Where this game is available
Casinos in our crypto casinos and fast-payout casinos lists support fast settlements when a Money Cart round pays well. Confirm the RTP version in the game info panel before starting, and set your session limit before the first spin.
Free, confidential support is available from GamCare and Gambling Therapy.
Frequently asked questions
What is the volatility of Money Train 2?
Money Train 2 is rated very high volatility. The base game runs on a 5x4 grid with 40 paylines and a 19.55% hit frequency, meaning wins land roughly every five spins, but most are small. The session is driven by the Money Cart respin bonus, where most of the expected return concentrates. Long stretches between meaningful wins in the base game are a normal part of the design.
What is the RTP of Money Train 2?
The standard RTP of Money Train 2 is 96.40%, slightly above average for video slots. Relax Gaming licences the game to operators who can run different RTP builds, so the figure in the game's info panel at your specific casino is the one that applies. Check the panel rather than assuming the published figure.
How does the Money Cart respin work?
Landing three or more money symbols on the 5x4 grid triggers the Money Cart bonus. Those symbols lock in their positions and three respins begin. Each time a new money symbol lands it locks in place and the counter resets to three. The round ends when the counter reaches zero or all 20 positions fill. The accumulated total of all money symbol values is then paid as a single win.
What is the max win on Money Train 2?
The maximum win on Money Train 2 is 50,000x your stake. It requires a Money Cart round where high-value money symbols, including collectors and persistent multipliers, interact and compound across a filled board. The combination of a persistent symbol with a collector on the same board is how the game approaches its upper ceiling. Most bonus rounds resolve far below that figure.
Is the bonus buy worth using on Money Train 2?
The bonus buy on Money Train 2 costs approximately 100x your stake and enters the Money Cart respin directly. It is priced to match the expected cost of reaching the bonus through base-game play, so it does not improve long-run return. It suits players who want to focus session variance on the respin feature rather than waiting for it to trigger naturally. On a very-high-volatility game, repeated buys without a large result can deplete a balance quickly.
Is Money Train 2 suitable for small bankrolls?
No. Very high volatility means the base game runs long stretches with minimal returns while waiting for the Money Cart bonus. Sessions can exhaust a small bankroll before the feature triggers. Even when the bonus fires, a round where few money symbols land pays modestly. Set a defined session budget, keep the stake small relative to it, and treat each bonus entry as its own event.
Related