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Money Train 2 is Relax Gaming's Wild West steampunk slot and the sequel that turned a strong original into a widely recognised extreme-variance title. It runs a 96.40% RTP across a 5x4 grid with 40 paylines, very high volatility, and a 50,000x max win. The game's core is a respin bonus round called the Money Cart, where special symbols carrying multiplier values land, lock in place, and collect, with the total at the end of three respins paid as a single win. An optional bonus buy at around 100x your stake enters the feature directly.
Key takeaways
- RTP: 96.40% is the standard version. Always check the info panel at your casino, since some operators licence lower-RTP builds.
- Volatility: very high. The base game is a vehicle for reaching the respin bonus, and most of the expected return is concentrated in that feature.
- Max win: 50,000x your stake, reached through a Money Cart respin where high-value money symbols fill the reels and accumulate.
- Money Cart respin: three or more money symbols trigger the bonus; they lock in place, respins reset to three on each new money symbol landing, and the round ends when respins run out or all 20 positions fill.
- Bonus buy: available at approximately 100x your stake where the casino permits it; it does not change the long-run return, only the route to the feature.
Play Money Train 2 for free
Try the full game in demo mode: play money only, no deposit, no real winnings. Test the features and volatility before you stake anything real.
Play Money Train 2 for real money
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How Money Train 2 works
Money Train 2 runs on a 5x4 grid with 40 paylines for the base game, but the paylines are largely incidental. The design is built around the Money Cart respin bonus, and the base game functions as the delivery mechanism for reaching it. Regular symbol wins in the base game tick over the balance slowly; the respin is where the game’s expected return concentrates.
The Wild West steampunk visual design carries through the mechanics: the money symbols are styled as strongbox tokens and outlaw cards, and the train-heist theme extends to the bonus structure. The aesthetic is consistent and well-executed, but the game’s reputation comes entirely from its respin mechanic.
The Money Cart respin in detail
Three or more money symbols landing anywhere on the grid during a base-game spin trigger the Money Cart. All triggering symbols lock in their positions. Three respins start, and each time a new money symbol lands, it locks in place and the counter resets to three. The round ends when respins exhaust or all 20 positions fill.
The strategic interest of the bonus is in the symbol interactions. A plain multiplier symbol adds its face value to the total. A persistent symbol multiplies everything else on the board. A collector sums the current board values and adds the result to itself. A sniper removes other symbols to reposition value. When multiple special symbol types land in the same session, the interactions compound quickly, which is the mechanical explanation for a 50,000x ceiling.
What very high volatility looks like across sessions
Very high volatility means the average outcome of a session is a moderate loss, with rare large wins making up the mathematical return. On Money Train 2 specifically, many Money Cart rounds produce a modest result when few money symbols land before respins exhaust. The large wins happen when the counter keeps resetting, the board fills, and valuable symbol interactions layer up.
A player adjusting their stake to recover losses concentrates the same variance into a shorter timeframe. The correct approach is a fixed stake sized so the session budget can absorb multiple base-game stretches without the feature triggering, since that is the realistic frequent outcome.
Buying the Money Cart bonus
Where the casino permits it, the bonus buy triggers the Money Cart respin for approximately 100x your stake. The cost is calibrated to match the expected value of the natural trigger route, so the long-run return is the same. The practical difference is that the buy removes the base-game waiting period, and the session becomes a sequence of individual bonus attempts.
On a 50,000x ceiling, a long sequence of bonus buys without a large respin round will drain a balance quickly. Size each buy against your total session budget rather than your stake alone.
Where this game is available
Casinos in our crypto casinos and fast-payout casinos lists support fast settlements when a Money Cart round pays well. Confirm the RTP version in the game info panel before starting, and set your session limit before the first spin.
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Frequently asked questions
What is the volatility of Money Train 2?
Very high, among the most extreme Relax Gaming has released. The 5x4 base game pays at roughly a 20% hit rate, about one win in five spins, but most of those are small change. The real return is loaded into the Money Cart respin bonus, so long quiet stretches between meaningful wins are normal and expected. Treat it as a feature-hunt slot: the base game is mostly a way to reach the bonus, and a session can run dry before that bonus ever pays big.
What is the RTP of Money Train 2?
About 96.40% on the standard build, slightly above the video-slot average. Relax Gaming licenses the game to operators who can run reduced-RTP versions, so the figure in your casino's in-game info panel is the one that applies; check it before betting. No build reaches the 99% some searches chase, so 96.40% is genuinely good for a slot with a 50,000x ceiling. On a game this volatile, a lower build quietly compounds against you.
What casino slots have the highest RTP, and is Money Train 2 the most profitable?
No slot is profitable long-run, including Money Train 2, because every one keeps a house edge; its 96.40% is a roughly 3.6% edge, better than most but still an edge. The highest-RTP casino slots are vintage classics played optimally, like NetEnt's Mega Joker near 99%, and provably fair originals such as Plinko and dice that publish returns close to 99%. The useful version of 'most profitable' is least costly: the highest verified RTP at a volatility you can survive. Money Train 2 has the RTP but punishing variance.
What slot has a 99% RTP?
Not Money Train 2, though its 96.40% is above average. The near-99% returns belong to old optimal-play classics like NetEnt's Mega Joker in Supermeter mode, and to provably fair casino originals such as Plinko and dice that publish returns close to 99%. Among standard video slots, anything above 96.5% is strong, so Money Train 2 sits just at the better end of normal. Judge it on its Money Cart bonus and 50,000x ceiling, not on chasing a 99% figure no feature slot offers.
What are the odds of winning $10,000 on a slot machine?
It depends entirely on your stake and the game's ceiling, and the odds are long. On Money Train 2, with a 50,000x max win, a $1 spin would need a 10,000x Money Cart round to clear $10,000, a rare tail event the maths permits but does not promise. Raise the stake and the target multiplier drops, but so does the number of spins your budget buys. There is no 'due' payout and no system; these large wins are the statistical tail, not a plan you can play toward.
What is the $20 method at a casino?
A bankroll ritual, also called the $20 slot method: load about $20, play minimum stakes, and stop at a set point up or down. On a very high-variance slot like Money Train 2 it bites hard, because the return hides in a Money Cart bonus that can sit well over a hundred spins away, so $20 of min-bet base game often ends before the feature ever triggers. The discipline of a fixed cap and a hard exit is the real value; it manages your money, never the maths.
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